Christopher M. Ruff

Chris’s area of experience is healthcare, with a current focus on commercial ACA individual and small group products. His experience includes:

• Pricing and rate filing preparation for ACA business
• Supporting financial feasibility analyses in the individual and small group markets
• Working with insurers and provider groups to evaluate risk-sharing arrangements
• Analyzing impacts of CCIIO’s implementations of regulations, including evaluations of tools developed for ACA regulatory compliance
• Estimating accruals and liabilities for ACA risk mitigation programs and MLR rebates
• Evaluating impacts of federal and state legislative and regulatory changes
• Evaluating Medicaid MCO rates
• Performing IBNR reserving
• Performing cost benchmarking
• Developing a large group rating formulae

Prior to joining Milliman, Chris worked in valuation and financial reporting where he developed expertise in preparing statutory financial statements annual reserve opinions.