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Charlie Howell
FIA, CERA
Consultant
London, UK
Charlie Howell is a consulting actuary based in Milliman's London Life and Financial Services Practice. Charlie joined Milliman in 2016.
Experience
Charlie has worked on a wide variety of actuarial projects covering areas, including internal model capital modelling, Solvency II, system migrations, and various research assignments.
Professional Designations
- Fellow of the Institute and Faculty of Actuaries
- Chartered Enterprise Risk Analyst
Education
- BA Economics, University of Cambridge
Publications
Read their latest work
Article
The 2025 sustainability agenda for UK life and health insurers
06 February 2025 - by Nick Spencer, Adél Drew, Amy Nicholson, Charlie Howell
We review 10 items on the sustainability agenda for UK life and health insurers in 2025.
Article
ネットゼロの死亡率と罹病率に注意
21 January 2025 - by Nick Spencer, Charlie Howell
保険会社は、死亡率および罹病率の負債に対する気候変動の潜在的な影響の範囲を考慮し、それらが結果的にネットゼロになるという考え方で本当にいいのでしょうか。
Article
Beware “net-zero” mortality and morbidity!
21 January 2025 - by Nick Spencer, Charlie Howell
Insurers need to consider the range of potential climate impacts on mortality and morbidity liabilities, and avoid thinking they’ll amount to a net-zero outcome.
Article
グリーンウォッシングと気候移行計画:10月に行われたPinsent Masonsとミリマンの共同フォーラム
17 January 2025 - by Nick Spencer, Charlie Howell
ミリマンが最近実施したサステナビリティ金融サービスフォーラムで、公開されている気候シナリオが複雑性の全容を捉えきれていないことが判明しました。
Article
Greenwashing and climate transition plans
17 January 2025 - by Nick Spencer, Charlie Howell
Our recent Sustainability Financial Services Forum found that published climate scenarios often fail to capture the full spectrum of complexities.
Article
Retirement income in a Defined Contribution pensions world
27 October 2023 - by Neil Dissanayake, Charlie Howell, Russell Ward
In today’s world of defined contribution retirement plans, we explore the use of some key tools that can significantly help retirees balance the level, sustainability and stability of their income.
Article
Artificial intelligence governance principles: A summary of the report by EIOPA’s consultative expert group on digital ethics in insurance
30 July 2021 - by Charlie Howell, Kapil Relwani
We summarize recent guidance, which covers how insurers can harness the benefits of AI, address the risks it generates, and promote trust in its use.
Article
人工知能のガバナンスの原則:保険におけるデジタル倫理に関するEIOPAの専門家諮問グループによるレポートのサマリー
30 July 2021 - by Charlie Howell, Kapil Relwani
本稿では、保険会社がどのようにAIの利点を育み、それが引き起こすリスクに対処し、その利用に対する信頼を促進できるのかを記した最近のガイダンスをまとめています。
Article
人工知能:生命保険セクターにおけるAIの倫理的利用
24 November 2020 - by David Burston, Charlie Howell, Andrew Gilchrist, Philip Simpson
生命保険は、データで動くビジネスモデルであり、ますますデジタル化が進む世界において業界が直面する課題に対処する上で、人工知能を駆使する技術的進歩に対する準備ができている業界であるように表面上は見えます。
Article
Artificial Intelligence: The ethical use of AI in the life insurance sector
24 November 2020 - by David Burston, Charlie Howell, Andrew Gilchrist, Philip Simpson
Life insurance has a data-fuelled business model that makes it an industry that appears, on the surface, to be well primed for the technological advances that artificial intelligence can offer in addressing the challenges it faces in an increasingly digital world.