Florin Ginghina
Consultant
London, UK
Publications
Read their latest work
Article
UK bulk annuity insurers’ half-year 2025 results: Key themes arising
05 September 2025 - by Florin Ginghina
We review significant market events and trends in new business volumes, examine the prevalence of back-book optimisations, and look ahead to the rest of the year.
Article
英国の年金リスク移転(PRT)の注目トピック
25 July 2025 - by Claire Booth, Jessica Crowson, Matthew Ford, Florin Ginghina
本稿では、英国の年金リスク移転(PRT)市場の現状、料率やスプレッド、イノベーション、規制動向、また保険会社に関連するその他の課題について論じます。
Article
Pension risk transfer (PRT) hot topics
25 July 2025 - by Claire Booth, Jessica Crowson, Matthew Ford, Florin Ginghina
We discuss the state of the UK PRT market, rates and spreads, innovation, regulatory developments, and other issues for insurers.
Article
CP7/25の影響:マッチング調整投資アクセラレータ
01 May 2025 - by Matthew Ford, Florin Ginghina
本稿では、マッチング調整投資アクセラレーター(MAIA)について概説し、CP7/25の提案内容および潜在的な商業的意味についてコメントします。
Article
Implications of CP7/25 – Matching Adjustment Investment Accelerator
01 May 2025 - by Matthew Ford, Florin Ginghina
We provide an overview of the MAIA, and comment on the proposals and possible commercial implications of CP7/25.
Article
生命保険のALM:2024年夏
24 July 2024 - by Peter Lin, John Jenkins, Florin Ginghina, Russell Ward, William Smith
英国を拠点とする生命保険会社を代表するALM上席専門家による最近のパネルディスカッションでの主なポイントについてまとめます。
Article
Roundtable: Life insurer ALM – Summer 2024
24 July 2024 - by Peter Lin, John Jenkins, Florin Ginghina, Russell Ward, William Smith
We summarise key points from a recent panel of senior ALM professionals representing a range of UK-based life insurance firms.
Article
PRA PS10/24 – ソルベンシーIIの見直し:マッチング調整の改革
10 July 2024 - by Florin Ginghina, John Jenkins, William Smith, Russell Ward, Lyndsay Wrobel
英国のPS10/24に関するインサイトをお伝えします。対象にはマッチング調整の改革が含まれており、その多くは保険会社や保険契約者にとって有益なものです。
Article
PRA PS10/24 – Review of Solvency II: Reform of the matching adjustment
10 July 2024 - by Florin Ginghina, John Jenkins, William Smith, Russell Ward, Lyndsay Wrobel
We give key insights on the UK’s PS10/24, which includes reforms to the Matching Adjustment, much of which is beneficial to insurers and policyholders.
Article
Complex bulk purchase annuity deal features
25 June 2024 - by Florin Ginghina, Matthew Ford, Jessica Crowson
With bulk purchase annuity transactions, insurers must carry out thorough due diligence and determine their risk appetite for deals with unusual features.