
Lori E. Julga
FCAS, MAAA
Principal & Consulting Actuary
Brookfield, WI, US
Lori Julga is a principal and consulting actuary with the Milwaukee office of Milliman. She joined the firm in 1991.
Experience
Lori’s work experience includes financial analysis, loss reserve analysis, and ratemaking. She has broad exposure to most property and casualty lines of business, with special emphasis on commercial lines, including workers’ compensation, auto liability, and general liability. Her client assignments include reviews of workers’ compensation rate levels, estimations of reserves for major insurance companies and excess writers, preparation of expert-witness support, and analyses of rates and reserve levels for self-insured entities.
Professional Designations
- Fellow, Casualty Actuarial Society
- Member, American Academy of Actuaries
Education
- BS, Mathematics, Valparaiso University
Publications
Read their latest work
Article
2024 Workers’ compensation statutory financial results
02 July 2025 - by Paul Anderson, Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Lori E. Julga, Kyle Stowe
Direct written premium declined, ending three consecutive years of increases, while loss ratios were a mixed bag.
Article
米国商用車賠償責任保険:2024年法定財務結果まとめ
02 July 2025 - by Paul Anderson, Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Lori E. Julga, Kyle Stowe
2024年、自動車賠償責任保険の元受引受保険料は12.3%増加し、430億ドルに達しましたが、保険会社はロスレシオの上昇圧力が続く状況に直面しています。
Article
Workers' compensation: Summary of 2023 statutory financial results
30 May 2024 - by Zachary A. Fischer, Lori E. Julga, Carl X. Ashenbrenner, Kyle Stowe
We summarize key 2023 financial results for U.S. workers’ compensation writers, which had a modest increase in direct written premium and improving ratios.
Article
米国商用車賠償責任保険:2023年法定財務報告結果まとめ
30 April 2024 - by Paul Anderson, Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Lori E. Julga, Kyle Stowe
本稿では、米国商用車賠償責任保険引受会社の2023年末の主な財務結果を、引受保険料、ロスレシオ、責任準備金の積立に関する詳細情報とともに概説します。
Article
Workers' compensation: Summary of 2022 statutory financial results
06 June 2023 - by Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Travis J. Grulkowski, Lori E. Julga
We review the key financial results for U.S. workers’ compensation writers in 2022, a year in which direct written premiums increased 10.3%.
Article
米国商用車賠償責任保険:2022年法定財務報告結果まとめ
06 June 2023 - by Paul Anderson, Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Travis J. Grulkowski, Lori E. Julga
本稿では、米国商用車賠償責任保険引受会社の2022年末の財務結果を、引受保険料、ロスレシオ、責任準備金の積立に関する詳細情報とともに概説します。
Article
Best practices for property and casualty actuarial reserving departments
21 March 2023 - by Brian Z. Brown, Lori E. Julga, James Merz
We explore how actuarial reserving departments can communicate effectively and meet best-in-class standards.
Article
The D&O market in 2021 and beyond: Milliman actuaries point to rising premiums and improving results
26 August 2022 - by Brian Z. Brown, Alyssa Grove, Rebecca Jonen, Lori E. Julga
Milliman Actuaries point to rising premiums and improving results in the growing D&O market, where loss experience is improving.
Article
Workers' compensation: Summary of 2021 statutory financial results
15 August 2022 - by Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Travis J. Grulkowski, Lori E. Julga
Workers’ Comp for 2021: Policyholders’ surplus soars, direct written premium slightly rebounds, and ratios for defense-and-cost-containment expenses rise.
Article
米国商用車賠償責任保険:2021年法定財務報告結果のまとめ
15 August 2022 - by Paul Anderson, Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Travis J. Grulkowski, Lori E. Julga
本稿では、米国自動車賠償責任保険引受会社の2021年末の財務結果を、保険料(21%上昇)、ロスレシオ、責任準備金、サープラスに関する詳細情報と共に概説します。