Matt Chamberlain

Matt’s experience is primarily in pricing natural catastrophe exposed property insurance. His work often involves designing creative solutions to novel insurance problems.

He is the Lead Actuary for the Risk Rating 2.0 initiative, which is the first ground-up redesign of the rates for the National Flood Insurance Program, the largest flood insurer in the United States since the program was created 50 years ago. He has also designed flood insurance rating plans for private companies.

Matt has worked extensively on evaluating catastrophe models and assessing their fitness for purpose. He has spoken on this subject at prominent industry conferences.

He has developed by-peril rating plans for Homeowners, Dwelling Fire, and Mobile Homeowners in regions exposed to substantial catastrophe risks from multiple perils. He has developed new rating variables that enable a more accurate pricing of hurricane risk.

Matt has also worked on projects evaluating the impact of mitigation on wildfire risk and the impact of sea level rise.

Prior to joining Milliman, Matt was senior actuary at Geovera Holdings, Inc. Prior to Geovera, he worked for Unitrin Direct and the Massachusetts Workers’ Compensation Rating & Inspection Bureau.