Nickolas Alvarado

Nick’s areas of expertise include:

• Conducting predictive modeling, including generalized linear models and advanced machine learning techniques
• Developing rates and filing support for emerging markets
• Conducting personal lines ratemaking, product development, and filing support
• Performing data and text mining
• Developing advanced business intelligence reports using data visualization

Prior to joining Milliman, Nick was an actuarial analyst at Auto Club of Southern California where he specialized in ratemaking for personal auto and homeowners insurance. Nick performed advanced modeling using machine learning and traditional techniques, data analytics, and product R&D. He helped the Auto Club develop and launch its mobile telematics program, as well as streamline the rating process for personal automobile and homeowners.