Acquiring a new business presents challenges for chief risk officers (CROs) and other risk professionals, especially when combining self-insured or large deductible insurance programs.

Estimating the liability of outstanding gift cards can be significantly more complex than gauging other exposures such as workers’ comp, general and auto.

未使用ギフトカードの負債の推計は、労災保険や損害保険、自動車保険などの他のエクスポージャーの計測よりもはるかに複雑になりかねません。

This article discusses the top 10 considerations used by actuaries for projecting self-insured workers compensation losses and integrating them into the projection process.