With nine years of consulting experience in the life and annuity sector, Ben combines his expertise in actuarial science and data science to analyze insurance experience using both predictive modeling techniques and traditional actuarial methods. Ben’s current team produces industry reports by examining surrender and lapse rates, mortality, and rider utilization across multiple product lines, including traditional life, variable annuities, and fixed indexed annuities. Notably, new studies on registered index-linked annuities and fixed deferred annuities are planned for 2025.