Sjoerd Brethouwer
MSc AAG FRM
Consulting actuary
1101 BE, NL
Sjoerd Brethouwer is a consulting actuary in the Amsterdam office of Milliman. He joined the firm in 2017.
Sjoerd carries out consulting assignments in the fields of life and non-life insurance and finance risk management in the Netherlands and neighboring countries.
Experience
Sjoerd has 11 years of extensive experience in the fields of life insurance, financial risk management, and non-life insurance. Before joining Milliman, he worked at EY for five years during which he provided actuarial audit support for several clients. Sjoerd has worked on several projects in the areas of IFRS17 and Solvency II (model implementations, model validations, and general client support on these topics). He also has broad experience on IFRS9 topics.
Professional Designations
- Fellow Royal Dutch Actuarial Association (AAG)
- Certified Financial Risk Manager (FRM), Global Association of Risk Professionals
Education
- Actuarial Practice Cycle (postgraduate education), Amsterdam Business School, University of Amsterdam, The Netherlands
- Financial Risk Management (FRM), Global Association of Risk Professionals
- Master’s degree, Actuarial Science and Financial Mathematics, University of Amsterdam
Affiliations
- Sjoerd is an active member of the Dutch Actuarial Association. He participates in the commission for insurers.
- Sjoerd is guest lecturer at the Actuarial Institute.
Publications
Read their latest work
Article
Market capitalisation of CFO Forum companies: An analysis of IFRS 17 results at year-end 2024
09 October 2025 - by Henny Verheugen, Hortense Désiré, Sjoerd Brethouwer
We examine the market capitalization of CFO Forum companies in order to give investors another indicator and help overcome differences in reporting.
Article
Achmea、a.s.r.、NNの損害保険会社の比較分析
10 June 2025 - by Sjoerd Brethouwer, Joyce Delsing, Henny Verheugen
最近採択されたIFRS第9号とIFRS第17号による、Achmea、ASR、NNの損害保険会社の2024年報告書を比較分析した結果、重要なトレンドと報告の違いが明らかになりました
Article
Comparative analysis of the Achmea, a.s.r., and NN non-life insurance companies
10 June 2025 - by Sjoerd Brethouwer, Joyce Delsing, Henny Verheugen
In the wake of IFRS 9 and 17, our comparative analysis of Achmea, ASR, and NN non-life insurers’ 2024 reports reveals key trends and reporting differences.
Article
Achmea、a.s.r.、Athora、NNの生命保険会社の比較分析
24 April 2025 - by Sjoerd Brethouwer, Henny Verheugen
本稿では、最近採択されたIFRS第9号とIFRS第17号によるオランダの生命保険部門の主要財務要素を詳しく調査し、比較分析を行います。
Article
Comparative analysis of the Achmea, a.s.r., Athora, and NN life insurance companies
24 April 2025 - by Sjoerd Brethouwer, Henny Verheugen
We delve into the major financial components of Dutch life insurance divisions, conducting a comparative analysis in the wake of the recent adoption of IFRS 9 and IFRS 17.
Article
オランダにおけるサイバーリスク保険の市場動向
22 May 2024 - by Joris Van der Moore, Joost Broens, Sjoerd Brethouwer
オランダでもそれ以外の国々でもサイバー保険は不確実性に直面しています。その一方で、業界では2030年までに世界の同保険料が2倍以上になると予測しています。
Article
Market trends in cyber risk insurance within the Netherlands
22 May 2024 - by Joris Van der Moore, Joost Broens, Sjoerd Brethouwer
Cyber insurance in the Netherlands and beyond faces uncertainty, but the industry predicts that market premiums globally will more than double by 2030.
Article
Bridging the gap between IFRS and Solvency II Capital Generation: A case study
12 May 2023 - by Lotte van Delft, Peter Boekel, Sjoerd Brethouwer, Maarten Ruissaard
Defining and comparing capital generation in IFRS and Solvency II is crucial for communicating a transparent and consistent investor story.
Article
IFRSとソルベンシーIIにおける資本生成のギャップを埋める：ケーススタディ
12 May 2023 - by Lotte van Delft, Peter Boekel, Sjoerd Brethouwer, Maarten Ruissaard
IFRSとソルベンシーIIにおける資本生成の定義と比較は、透明で一貫性のあるストーリーを投資家に伝えるために極めて重要です。
Article
IFRS第17号 CSM償却に用いるカバー単位（英語版のみ）
01 March 2018 - by Sjoerd Brethouwer, William Hines, Takanori Hoshino, Kurt Lambrechts
IFRS 第17号にはカバー単位に関するガイダンスはほとんどないものの、保険会社は現在のモデル方針やU.S. GAAPなど既存の基準から、暫定的ではあるものの妥当と考えられる選択肢を見つけられるかもしれません。