Lindsay Unwin

Lindsay is an actuarial consultant with over 35 years' experience, specialising in working with friendly societies and Part VII and Part VIII transfers and Schemes of Arrangement. She currently holds the roles of Chief Actuary and With-Profits Actuary for two friendly societies, MPFS and Transport Friendly Society, and has previously held a number of these statutory positions. She is also the Reviewing Actuary for a UK friendly society and has been the Appropriate Actuary for many UK non-directive friendly societies.

Lindsay has extensive knowledge of Solvency UK reporting and the management of with-profits business, advising on fairness issues, bonuses, smoothing mechanisms, estate distribution, PPFM reviews, guarantees, and investment matching. Lindsay supported the Independent Expert/Actuary for several Part VII and Part VIII transfers and Schemes of Arrangement. Her role in these transactions included considering the impacts of the Scheme on all classes and cohorts of policyholders with a particular focus on fair treatment of with-profits policyholders and vulnerable customers, and providing challenge and liaising with the regulators on the member communication packs to ensure information provided was clear, fair, and non-misleading.

Lindsay also played an integral part in establishing Milliman's initial Family Takaful offering in the UK.