Uri Sobel
ASA, FSA, MAAA
Principal & Consulting Actuary
New York, NY, US
Uri is a principal and consulting actuary with the New York office of Milliman. He joined the firm in 1999.
Experience
Uri works with life insurance companies on a variety of matters, with a strong focus on life insurance modeling. His work supports appraisals for mergers and acquisitions, financing transactions, cash flow testing, dividend management, and other areas.
Publications and Presentations
Uri presents frequently at industry events, and has several published pieces, the most recent of which was contributing to the Milliman-led Society of Actuaries research report on the Impact of VM-20 on Life Insurance Product Development, which was completed and published in July, 2017.
Professional Designations
- Fellow, Society of Actuaries
- Member, American Academy of Actuaries
Education
- B.S. Applied Mathematics, Columbia University
- MS. Applied Physics, Columbia University
Affiliations
- Friend of the Council, Modeling Section, Society of Actuaries
Publications
Read their latest work
Article
公益としての生命保険：業界専門家の知見
15 August 2025 - by Yan Fridman, Craig Reynolds, Uri Sobel, Alex Thorpe, Deborah Wolf
ミリマンでは、生命保険および生命保険会社が社会にもたらす価値について考察し、業界関係者へのインタビューから得られた6つの重要な知見をお伝えします。
Article
Critical Point Episode 39: VM-20 for principle-based reserving - Tales from the front office
07 September 2022 - by Uri Sobel, Paul Fedchak, Michael McCarty, Laiping Wong-Stewart
Life insurance experts discuss challenges and success stories from VM-20 implementation.
Article
VM-20フレームワークにおけるプライシング、機会、そして商品設計
05 August 2020 - by Paul Fedchak, Ian Laverty, Uri Sobel
責任準備金評価マニュアル（Valuation Manual）の第20章に概説される新たなフレームワークは、市場で入手できる商品に本質的な変化をもたらしそうです。
Article
Impact of VM-20 on life insurance product development: Phase 2
14 August 2017 - by Paul Fedchak, Jacqueline M. Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
Phase 2 of this research report expands on the Phase 1 case studies for term and universal life with secondary guarantees (ULSG) products and includes additional case studies focused on smaller companies and the impact of reinsurance.
Article
Impact of VM-20 on life insurance product development
10 January 2017 - by Paul Fedchak, Jacqueline M. Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
This report summarizes changes to the product development process as a result of the introduction of principle-based reserves as required under Chapter 20 of the National Association of Insurance Commissioners Valuation Manual (VM-20) through the development of case studies for term and universal life with secondary guarantees products.
Article
原則主義ベース責任準備金評価におけるポイントと課題（英語版のみ）
30 September 2015 - by Karen Rudolph, Bill Sayre, Uri Sobel, James Stoltzfus
本レポートは、新たなActuarial Guideline 48の要件の潜在的影響に焦点を当てています。