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Uri Sobel

ASA, FSA, MAAA
Principal & Consulting Actuary
New York, NY, US
Uri is a principal and consulting actuary with the New York office of Milliman. He joined the firm in 1999.
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Experience

Uri works with life insurance companies on a variety of matters, with a strong focus on life insurance modeling. His work supports appraisals for mergers and acquisitions, financing transactions, cash flow testing, dividend management, and other areas.

Publications

Read their latest work

Article

公益としての生命保険：業界専門家の知見

15 August 2025 - by Yan Fridman, Craig Reynolds, Uri Sobel, Alex Thorpe, Deborah Wolf
ミリマンでは、生命保険および生命保険会社が社会にもたらす価値について考察し、業界関係者へのインタビューから得られた6つの重要な知見をお伝えします。
Article

Life insurance as a force for good: Insights from industry experts

15 August 2025 - by Yan Fridman, Craig Reynolds, Uri Sobel, Alex Thorpe, Deborah Wolf
We explore the societal value of life insurance and life insurers, noting six key findings from industry interviews.
Article

Critical Point Episode 39: VM-20 for principle-based reserving - Tales from the front office

07 September 2022 - by Uri Sobel, Paul Fedchak, Michael McCarty, Laiping Wong-Stewart
Life insurance experts discuss challenges and success stories from VM-20 implementation.
Article

クリティカルポイント・エピソード39：プリンシプルベースの責任準備金へのVM-20の利用：営業現場からの報告

07 September 2022 - by Uri Sobel, Paul Fedchak, Michael McCarty, Laiping Wong-Stewart
生命保険分野の専門家が、VM-20実施による課題および成功体験について論じます。
Article

VM-20フレームワークにおけるプライシング、機会、そして商品設計

05 August 2020 - by Paul Fedchak, Ian Laverty, Uri Sobel
責任準備金評価マニュアル（Valuation Manual）の第20章に概説される新たなフレームワークは、市場で入手できる商品に本質的な変化をもたらしそうです。
Article

Pricing considerations, opportunities, and product design under the VM-20 framework

05 August 2020 - by Paul Fedchak, Ian Laverty, Uri Sobel
The new framework outlined in Chapter 20 of the Valuation Manual will likely lead to some fundamental changes in the products available in the market.
Article

Impact of VM-20 on life insurance product development: Phase 2

14 August 2017 - by Paul Fedchak, Jacqueline M. Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
Phase 2 of this research report expands on the Phase 1 case studies for term and universal life with secondary guarantees (ULSG) products and includes additional case studies focused on smaller companies and the impact of reinsurance.
Article

VM-20の生命保険商品開発への影響：フェーズ2（英語版のみ）

14 August 2017 - by Paul Fedchak, Jacqueline M. Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
 本調査レポートのフェーズ2では、フェーズ1の定期保険および二次保証付きユニバーサルライフ（ULSG）商品のケーススタディーを拡大し、小規模会社および再保険の影響に着目したケーススタディーを加えました。
Article

Impact of VM-20 on life insurance product development

10 January 2017 - by Paul Fedchak, Jacqueline M. Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
This report summarizes changes to the product development process as a result of the introduction of principle-based reserves as required under Chapter 20 of the National Association of Insurance Commissioners Valuation Manual (VM-20) through the development of case studies for term and universal life with secondary guarantees products.
Article

生命保険商品開発に対するVM-20の影響（英語版のみ）

10 January 2017 - by Paul Fedchak, Jacqueline M. Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
本レポートは、全米保険監督官協会責任準備金評価マニュアル（National Association of Insurance Commissioners Valuation Manual）の第20章（VM-20）が求めるプリンシプルベースの責任準備金が導入されたことによる商品開発プロセスの変化を、定期保険商品および二次的保証のあるユニバーサルライフ商品のケーススタディーを通して概説します。