Nathaniel Sandrowicz

Nate’s primary area of concentration is in the supplemental health insurance market, specifically with accident products. He has extensive experience with this product line, having consulted with some of the largest carriers that offer various forms of an accident product. He has assisted clients with product development, pricing, valuation, contract and application development, underwriting design, competitive analysis, market review, rate filings, and in-force maintenance. He has presented at industry meetings and continues to perform research in this evolving industry.

Nate also has extensive experience with other products in the supplemental health insurance market, including products commonly offered through the workplace and the blanket and travel markets. He has actively supported clients on an assortment of supplemental health products, including critical illness, hospital indemnity, cancer, limited benefit medical, Medicare supplement, dental, vision, group term life and short-term medical. He is a frequent designer of in-force projections used in valuing blocks of business for mergers and acquisitions and/or reinsurance purposes.