Judith Houtepen

Judith specializes in health and medical liability and has performed a wide range of actuarial and strategic consulting assignments for a variety of clients, from major to small-size insurers, as well the Dutch Ministry of Health and healthcare providers. Judith’s experience covers both domestic and international medical (liability) insurance and includes:

• Solvency II work, including capital model development and validation, application of USPs, development of capital policy framework, risk management function, and ORSA modelling
• Risk Equalisation System modelling
• Product design and pricing for new start-up health insurance companies and micro-insurance systems

Judith also has experience in projects involving wider applications of actuarial and data-analytics techniques for insurers and healthcare organizations, for example:

• Risk adjustment and predictive modelling
• Performance management

Judith is a frequent speaker at professional seminars and is a teacher on health insurance at the Amsterdam Business School.

Prior to joining Milliman, Judith was a director of TRAG Performance Intelligence Group (currently known as Performation), a Dutch advisory company focused on providing integrated cost and quality management solutions to healthcare institutions worldwide. Before that, she was a senior advisor at Plexus (currently known as KPMG Plexus), a Dutch health consulting firm. Judith started her career as a strategic management consultant at McKinsey in Amsterdam.