Mike Bergerson

Speeches and Presentations:

• 2024, Speaker “LTC M&A – Are the Floodgates Opening?” Society of Actuaries Long-Term Care and Reinsurance Section webinar.
• 2021. Speaker. “Milliman LTC Rate Increase Survey Webinar: An industry survey of strategies and experience with rate increases.” Milliman Webinar.
• 2021. Producer and Speaker. “Impact of COVID-19 on LTC.” Society of Actuaries ImpACT Meeting, Virtual.
• 2021. Speaker. “COVID-19 Impact on Long-Term Care Insurance.” Society of Actuaries Research Insights Podcast.
• 2020. Speaker. “COVID Impact on LTC – A Survey of Company Experience.” Milliman Webinar.
• 2019. Producer and Moderator. “Actuarial Guideline 51 Update.” Actuarial session of Annual Intercompany LTCI Conference, Chicago, Illinois.
• 2018. Producer and Moderator. “Don’t Hesitate to Innovate.” Actuarial session of Annual Intercompany LTCI Conference, Las Vegas, Nevada.
• 2017. Producer and Moderator. “Long Term Care Actuarial Regulator Roundtable.” Actuarial session of Annual Intercompany LTCI Conference, Jacksonville, Florida.
• 2016. Speaker. “Rate Increase Potpourri,” Actuarial session of Annual Intercompany LTCI Conference, San Antonio, Texas.
• 2012. Moderator. “In-force Rate Actions and Their Effect on the Long-Term Care Insurance Market.” Society of Actuaries Annual Meeting, Washington D.C.
• 2012. Speaker. “Health Care Reform Overview: Discussion of Key Provisions for Employer Health Groups.” Group Underwriters Association of America Annual Conference, Minneapolis, Minnesota.

Publications/Research Reports:

• 2025, “Long-term care rate increase survey: An industry survey of strategies and experiences with rate increases.” Milliman research report, April 2025.
• 2025, Peer Reviewer, “Long-term care insurance valuation: An industry survey of assumptions and methodologies,” Milliman research report, February 2025.
• 2022. Peer Reviewer. “Long-term care rate increase survey: An industry survey of strategies and experiences with rate increases.” Milliman research report, March 2022.
• 2021. “Long-term care insurance valuation: An industry survey of assumptions and methodologies.” Milliman research report, November 2021.
• 2021. “COVID-19 Impact on Long-Term Care Insurance: 2021 Survey.” Society of Actuaries research report, October 2021.
• 2021. “COVID-19 Impact on Long-Term Care Insurance: 2020 Survey.” Society of Actuaries research report, March 2021.

Articles:

• 2023, “Could legacy long-term care (LTC) blocks be the next wave of M&A deals?” article published in Milliman Insight, September 2023.
• 2021. “Unpacking Predictive Analytics for the Long-Term Care Insurance Industry: How New Approaches to Model Visualization Can Support Greater Understanding of Results.” Article published in Society of Actuaries LTC Section Newsletter, February 2021.
• 2020. “COVID-19 impact on long-term care: A survey of company experience.” Article published in Milliman Insight, November 2020.
• 2020. “Advantages, Disadvantages, and Considerations for LTC Policy Buyouts.” Article published in Society of Actuaries LTC Section Newsletter, Issue No. 53, February 2020.
• 2020. “Impacts of COVID-19 on in-force long-term care insurance.” Article published in Milliman Insight, April 2020.
• 2017. “Utilization: Long-Term Care’s “Middle Child.” Article published in Society of Actuaries LTC Section Newsletter, Issue No. 46, December 2017.
• 2017. “Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance.” Article published in Society of Actuaries LTC Section Newsletter, Issue No. 44, April 2017.
• 2016. “So What’s the Good News?” Article published in Society of Actuaries LTC Section Newsletter, Issue No. 43, December 2016.
• 2015. “Landing Spots: Offsetting Premium Increases through Changes to Inflation Protection.” Article published in Society of Actuaries LTC Section Newsletter, Issue No. 40, December 2015.
• 2015. “Benefit Reductions to Offset LTC Premium Increases: Evaluating Options.” Article published in Society of Actuaries LTC Section Newsletter, Issue No. 38, August 2015.
• 2013. “Conducting a Long-Term Care Experience Study.” Article published in Society of Actuaries LTC Section Newsletter, Issue No. 33, January 2013.
• 2012. “Current State and Future of the Individual LTC Market.” Article published in Milliman Disability Newsletter, Issue DN-117, June 2012.

Textbooks:

Contributor. Insuring Long-Term Care. Published by Actex Publications, Inc., Copyright 2022.