The old and the beautiful: How age and gender affect costs and premiums in commercial health care

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By Doug Norris, Hans K. Leida, Erica Rode, Travis J. Gray | 08 June 2017

As we age, we typically acquire acute and chronic medical conditions and the prevalence of many chronic medical conditions increases significantly. And age/gender rating is an area in which actuarial considerations are often in direct tension with social or public policy considerations.

This article was published in the The Actuary magazine.

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